Board of Directors

Left to right: Mercedes Escotet, Ricardo Ayala, Carlos Palomares, Raoul Robau,
Juan Carlos Escotet, Frederick Brenner, Rafael F. Saldaña, Luis Xavier Luján and Augusto Sigarreta

• Carlos Palomares (Chairman)
• Rafael Saldaña (President & CEO)
• Augusto Sigarreta
• Frederick Brenner
• Jose Grasso Vecchio

• Juan Carlos Escotet
• Luis Xavier Luján
• Raoul Robau
• Ricardo Ayala

Executive Management

• Rafael Saldaña
  CEO & President
• Alina D. Garcia-Duany
  Executive Vice-President, Chief Lending Officer
• Carlos Rivera
  Puerto Rico Business Manager
• Danny Rodriguez
  Executive Vice-President, Regulatory & BSA Compliance Officer

• Mercedes Escotet
  Executive Vice-President, Chief Financial Officer
• Leticia Pino
  Executive Vice-President, Operations Officer
• Joaquín Argüello
  Executive Vice President, Commercial Director

Our Bankers

• Martha S. Tabio
  SVP, Construction Loan Division
• Hector Peña
  VP, Lending Officer
• Lourdes Escarza
  VP, Consumer Lending Officer
• Brenda Liz Lozada
  VP Operations (Puerto Rico)
• Ernesto Larrea
  VP, International Correspondent Banking Officer
• Johanna Trujillo
  Residential Lending Associate
• Roberto J. Perez
  VP Commercial Lending Portfolio Loan Officer

• Carmen Alvarez
  VP, Senior Commercial and Industrial Lender
• Alexander S. Chediak
  Vice President Senior Business Banker
• Marta Toledo
  International Account Officer
• Olga Lucero
  Loan Portfolio Manager
• Melvys De la Morena
  VP/Branch Manager (Doral)
• Amelia C. Rodriguez
  VP, Corporate Lending