Banesco USA branches will be closed Monday, February 17th in observance of Presidents' Day. Nuestras sucursales estarán cerradas el lunes 17 de febrero en observación del día del presidente. Nossas filiais serão fechadas na segunda-feira, 17 de fevereiro, em observação ao dia do presidente.

About Us

Banesco USA was founded January 10th, 2006 to offer banking services and solutions to business owners, their families and consumers within the communities we serve. Our mission is to provide the best and safest banking experience protected by the latest technology to make banking more convenient to our customers. Our team of dedicated and experienced relationship bankers are committed to offering our customers the personalized service they deserve.

With five business centers in South Florida - Aventura, Coral Gables, Doral, Hialeah and Weston - and one in San Juan, Puerto Rico, Banesco USA is insured by the FDIC and holds a 5-star rating from the Bauer Financial rating service.

Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 15 countries. The largest bank by assets of the group is the Spanish bank Abanca, with $62 billion.

Banesco USA is a Florida state chartered bank regulated by the Office of Financial Regulation (OFR) and completely independent of Banesco in other countries.

Values

Everything we do is rooted in the following values:

We are passionate about our goals and keep our word.

We accept our mistakes and learn from them.

We do the right thing.

We build relationships based on transparency and sincerity.

We answer in a candid and amiable way.

We ask for help, when necessary, to enhance the quality of our service..

We manage to obtain extraordinary results.

We surpass ourselves.

We seek to awe by our precise and detailed responsiveness.

We build it big, because we think differently.

We look for new ideas and technologies.

We offer creative and comprehensive solutions.

We travel new paths

Our Team

Our team is our biggest asset. They know our customers and are able to provide the service that best meets their needs. Get to know us, too!

Board of Directors

Carlos Palomares

Chairman of the Board

Banking executive with over 40 years experience in U.S. and international financial markets. Former Chairman of Miami Dade County’s Beacon Council. Member of Greater Miami Chamber of Commerce. Executive Committee. Graduate of New York University.

Mario Oliva

President & CEO

Banking executive with over 30 years of banking experience in domestic and international markets. Proven track record in planning, evaluation and implementing strategies. Mr. Oliva was a member of the Board of the various entities that compromise the Banesco Group in the Americas, as well as being the Corporate Coordinator of all the Chief Credit Officers of the Americas. He holds a Master’s in Business Administration (M.B.A) from IESA and is a Graduate of Universidad Católica Andres Bello.

Miguel Ángel Marcano

Vice-Chairman of the Board

Banking executive with extensive experience in the financial sector. Graduate of Andrés Bello Catholic University and University of Miami. He currently is the chairman of several financial institutions and insurance companies of the Banesco Group in America.

Juan Carlos Escotet Alviarez

Director

Member of the Loan, Risk, Audit, Marketing and ALCO committees. Director of Banesco International Corporation. Vast experience in Real Estate development in the Miami area. Graduate of the University of Miami.

Seno Bril

Director

Has more than 40 years of experience in senior management roles in investment banking, wealth management and in the consumer financial services industry in the U.S. and international markets. Graduate of the Institute of International Studies in Geneva and Past Chairman of FIBA (Florida International Bankers Association).

Francisco J. Paredes

Director

Retired Senior Partner of Deloitte & Touche, LLP with Regional Executive responsibilities for Latin America and the Caribbean. 40 years of public accounting experience serving domestic and International clients in diversified industries and with transactions in the capital markets. Former Chairman of the State of Florida Board of Accountancy. Graduate of Florida State University.

Patricia Hernandez

Director

A founding partner of Miami based law firm ARHMF, Patricia Hernandez focuses on corporate and financial services, particularly in counseling businesses, including banks and financial services companies. Hernandez has extensive experience in representing domestic and international financial institutions and other financial businesses in all aspects of regulatory, compliance, lending, mergers and acquisitions, and other transactional matters.

At Banesco USA, we strive to build strong long-lasting relationships with our clients. We want to get to know you so we can truly understand your needs.

Executive Management

Mario Oliva

President & CEO

Banking executive with over 30 years of banking experience in domestic and international markets. Proven track record in planning, evaluation and implementing strategies. Mr. Oliva was a member of the Board of the various entities that compromise the Banesco Group in the Americas, as well as being the Corporate Coordinator of all the Chief Credit Officers of the Americas. He holds a Master’s in Business Administration (M.B.A) from IESA and is a Graduate of Universidad Católica Andres Bello.

Mercedes Escotet

Executive Vice-President, Chief Financial Officer

Ms. Escotet is responsible for directing Banesco’s overall financial, accounting, budget, credit, tax, and treasury functions, as well as serving as Secretary to the Board of Directors.

Alba Préstamo

Executive Vice-President, Chief Compliance Officer

Ms. Prestamo brings over 37 years of experience, with vast expertise in risk management, which includes overseeing the Bank Secrecy Act and anti-money laundering compliance.

Leticia Pino

Executive Vice-President, Operations & Administrative Officer

Ms. Pino currently brings over 35 years of experience from both international and domestic operations. She is responsible for the daily operations of the Bank as well as Human Resources and other administrative areas.

Maritza Abadía

Executive Vice-President, Puerto Rico Country Manager

Ms. Abadia is a professional banker and certified public accountant with more than 35 years experience in Corporate Banking.

Luis A. Grau

Senior Vice-President, Head of International

Mr. Grau is responsible for the relationship with all International Customers. Mr. Grau applies his expertise in International Markets to provide clients with financial solutions that are aligned with the values of Banesco USA.

Nelson Hidalgo

Executive Vice-President, Head of Corporate Banking

Mr. Hidalgo brings over 25 years of experience in Corporate Banking and Commercial Lending. He is responsible for the areas of Corporate Banking and Portfolio Management.

Michel Vogel

Senior Vice-President, Chief Credit Officer

Mr. Vogel has over 15 years of lending and credit experience in South Florida. He is responsible for the areas of Credit Administration and Loan Operations.

Julio Valle

Executive Vice-President, Chief Information Officer

Mr. Valle has over 20 years of experience in technology and 15 focused on financial institutions. He currently leads the bank's technical operations, business intelligence, and innovative projects.

Kenneth Schoeni

Senior Vice-President, Chief Risk Officer

Mr. Schoeni is the Chief Risk Officer of Banesco USA, has held positions in enterprise risk management, BSA/AML analytics, and corporate development. Prior to joining Banesco USA in 2012, Mr. Schoeni worked in investment banking in New York at Lazard Middle Market and Sandler O’Neill. Mr. Schoeni holds a B.A. from Vanderbilt University.

Gustavo Rengifo

Vice-President, Head of Customer Experience

Mr. Rengifo is responsible for all non-traditional customer channels of the bank including Electronic Banking & Cash Management, Client Care Center and Marketing. He currently leads customer experience and innovation focused projects. Mr. Rengifo holds Masters in Mechanical Engineering and Business Administration.

Rafael Navarro

Vice-President, Strategic Planning Officer

Mr. Navarro is responsible for the strategic planning and project management unit. In his role of strategist, he assures the bank is aligned and focused on its priorities. He brings advanced analytical skills and a continuous improvement mindset to the bank. Before joining Banesco USA, he worked for 4 years at Banesco International as a Strategic Planning Consultant supporting all affiliates of the Banesco Group in their Strategic Planning Process. Rafael has an Engineering Degree and holds an MBA Degree with a Finance Concentration from Babson College where he graduated Magnacumlaude.

Alina Robau

Senior Vice-President, Head of Residential Lending

Over 35 years of managing and developing consumer, commercial, and international lending. Experienced mortgage banker, having lead business units in New England, as well as across the SE United States. Currently responsible for leading Banesco USA’s Residential Lending unit. Raised in Miami, FL. She holds a BA, MA, and an MBA from the University of Miami in Coral Gables, FL.

Corporate Banking

Amelia C. Rodriguez

SVP, Corporate Lending Team Leader

Ana Lorenzo

SVP, Trade Finance Lender

Lourdes Escarza

VP, Consumer Lending Officer

Martha S. Tabio

SVP, Construction Loan Division

Juan Babani

SVP, Commercial Lending Team Leader

Jaime Paucar

AVP, Commercial Lending Officer

Hasel Villoch

AVP, Commercial Lending Officer

William Hernandez

AVP, Commercial Lending Officer

Miguel Burelo

SVP, Trade Finance Lender

Fabricio Gomez

VP, Commercial Lending Officer

Frank Casas

SVP, Commercial Lending Officer

Business Centers

Rogelio Obeso

SVP, Market Leader Coral Gables

Luis Gonzalez

VP, Market Leader Hialeah

Jesse Herrera

VP, Business Banker

Jesse Suarez

VP, Business Banker Team Leader

Sergio Pinto

VP, Business Banker

Susana Sangiovanni

VP, Market Leader Weston

Rina Grossman-Kerbel

VP, Market Leader Aventura

International

Luis Pereda

VP, International Regional Manager

Nelisa Chacín

VP, Correspondent Banking Officer

Manuel Rivas-Requena

AVP, International Account Officer

Karel Raydan

AVP, International Account Officer

Maria De Lourdes Rivera

VP, International Account Officer

Natahly Bermudez

International Account Officer

Susana Martinez

AVP, International Account Officer

Puerto Rico Branch Staff

Francisco Portero

VP, Commercial Lender

Maria Mercedes Norcisa

VP, Commercial Lender

Leonardo Maldonado

VP, Commercial Lender

Treasury Management

Fernando Herrera

Cash Management Officer

Ivelisse Villafane

Cash Management Officer

Residential Lending

Enrique Ugarte

VP, Residential Lending Officer

Corporate Social Responsibility

We strive to help build the communities we serve by focusing our attention and resources locally.

Banesco Stories

Meet some of our customers and learn about their experience with Banesco USA.

Careers

Do you want to join the Banesco USA team?

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