Privacy Policy

Facts

What does Banesco USA do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

What?

  • Social Security number
  • Transaction history
  • Account balances
  • Credit scores
  • Payment history
  • Checking account information

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Banesco USA chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Banesco USA share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes – information about you transactions and experiences

Yes

No

For our affiliates’ everyday business purposes – information about your creditworthiness

No

We don’t share

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don’t share

Call 1 (888) 228-1597 or (786) 552-0524 (Domestic) or 0 (800) 122-8226 (International) – our menu will prompt you through your choice(s).

To limit our sharing

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call (786) 552-0524 or write to customerservice@banescousa.com.

What we do?

 

How does Banesco USA protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to information about you to those employees who need to know what information to provide products or services to you.

How does Banesco USA collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Give us your contact information
  • Apply for a loan
  • Make a wire transfer
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include:

  • Others, such as: USA Affiliates of Banesco USA

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Banesco USA does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Credit and charge cards, financial institutions.

  • Our joint marketing partners include credit and charge cards, financial institutions and insurance brokers.

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