Banesco USA

Cash Management

At Banesco USA, we design flexible, tailored solutions to meet your business needs and objectives. With our Cash Management Solutions, you can control your Domestic Business Accounts 24/7 securely and conveniently from anywhere in the world:

  • Merchant Services(1):
    • Terminal & Point of Sale: Accept virtually any payment type including Visa, Mastercard, Diners Club International, American Express, Discover Network, Pin-based, signature debit cards, gift cards and checks with our comprehensive suite of affordable terminals and peripherals
    • eCommerce: Process online, phone or mail order payments through state-of-the-art solutions that are convenient for your clients, as well as secure and reliable for your business.
    • Information and Analytics: Utilize valuable analytics to optimize decision making and bottom line results of your business. Also, access to our Online Merchant Community to improve marketing effectiveness, mitigate risk and prevent fraud.
    • Security and Compliance: Our comprehensive security solutions protect your client’s data during and after transactions. It helps defend your system against cyber-attacks in order to protect the success of your business.
    • Marketing, Gift Cards and Incentive Programs: Develop Marketing and Incentive Programs tailored to your business to help attract new customers, drive incremental income, build your brand and increase customer loyalty.
    (1) Merchant Services products and services are provided directly by First Data Merchant Services.

  • Remote Deposit Capture
    • Save time and hassle of taking paper checks to a bank branch or ATM
    • Deposit an unlimited number of checks using a check scanner right from your office
    • Enjoy later deposit cutoff times; until 5:00 p.m.
    • Access convenient reports of Image files of checks deposited. Image files can be transmitted any time, 24x7, and as frequently as needed to optimize workflows.

  • ACH Origination:
    • Process payables and receivables through the secure, fast and convenient BanescOnline
    • Forms of Payment include: business to business (B2B), business to personal (B2P), tax payments & payroll
    • Payments processed through the Automated Clearing House (ACH) Network, one of the largest transaction networks in the U.S.

  • E-Wires:
    • Transfer available funds same day through the convenient, secure platform of BanescOnline
    • Store information of frequent payees in your personalized database for faster future wire transfers
    • Access to Domestic and International Wire Transfer

  • Lock Box:
    • Comprehensive Remittance processing to streamline receivables and reduce the potential for fraud and error
    • Receive client/consumer payments for faster cash flow of your business

  • Positive Pay:
    • Have full control over which checks get paid or returned
    • Reduce the risk of check fraud by verifying all checks presented for payment

For more information, please contact our Cash Management Department:
(786) 552-0414 or cm@BanescoUSA.com

Cash Management